CARA2 UTK KAWAL BELANJA ANDA...

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Dah lame x post pape...almaklumla, no idea nk post kat blog ni...ni ade la satu bnda yg agak menarik yg bleh dikongsi n utk peringatan 4 myself...di amik dr mag EH!..one of my fav mag...

how to control ur blanje...ni la cara2 nye...
1) Patuhi belanjawan...hmmm...kena wat budget pasni...n kurangkan sopin...kena pkai prinsip, beli bila perlu...utamakan keperluan n kepentingan b4 blanje utk bnda lain...

2) Ketepikan kad kredit...luckily, i hv no credit card...

3) Simpan Wang...ni dlm proses...sye dlm proses menyimpan wang utk ms depan...b4 dis asyik blanje utk bnda2 tak berfaedah n membazir je...huhu...

4) Melabur...hmm...tak keje lg...tak leh nk beli umah or kete...akan dimasukkan dlm list bnda2 yg perlu dptkan b4 marriage...hopefully...

5) Berbelanja di bawah kemampuan...ni kena blaja dr skang...b4 dis dh pn wat tp kdg2 slippage jgak...pastu kena mrh...huhu...kali ni try laksanakan jgak...

6) Jualan Bargain...jarang dpt info psl wholesale sbbnye sye ni jarang surfing...pasni kena rajin surfing2 for wholesale n blog2 yg jual bj2 murah...tu pn if memerlukan bj baru...

7) Pengguna Bijak...blaja berjimat-cermat...dh di amalkan walaupn kdg2 tergelincir jgak...hehhehe...tp slalu je tergelincir... :D

8) Berhibur cara bijak...hmm...dh wat dh kot...kdg2 je buang duit utk bhibur...

9) Ketepikan Jenama...takat ni takde la aku beli jenama mahal2...takat yg mampu di beli ade la...tp kena cuba kurangkan jgak...if nk beli, kena beli time sale...jimat...hehehhe...

10) Jangan beli yang tak perlu....hehhe...ni la kelemahan aku...suka membazir beli bnda bukan2...pastu tak guna sgt2...hehehe...blm bleh dikategori as pengguna bijak... :D

11) Rekod & simpan dokumen...u all should try dis method, mmg bagus...setiap perbelanjaan direkodkan n kita akan tau ke mana flow duit kita...ni cara aku ikut from my dad yg suka rekod2 perbelanjaan...ade lg satu method from my dad, cuba larikan duit dr pandangan...cthnye...cuba simpan duit kat tmpt yg kita tak nmpk...bile kita tgk duit kita skit, secara automatik kita akan cuba kurang blanje...tp jgn la lupa plak tmpt duit tu disimpan...kang tak psl2 ilang plak... :D

InsyaAllah, sye akan cuba ikut cara2 ni utk berjimat cermat time2 tgh gawat camni... :D


About Post Author

Daughter, Wifey, Executiv, Blogger, "Love Family| Love to Eat | Love to Travel | Love everything about Beauty |Love to Cook | Simple Girl with Simple Life with Higher Dreams.. contact Me: alyza8716@yahoo.com

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1 comment:

  1. azhaniJanuary 29, 2009 at 8:39 AM

    ha....bagus2 cadangan tu..cik pun jgn lupe ikut cara tu...bole kumpul bnyk duit wat belanja kawin.. =)

    ReplyDelete

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